How much money do you have?
That’s a question that you’re probably asked more than any other time in your life.
In fact, it is probably the most common question you’ll ask yourself.
But it’s one that is often hard to answer.
In this article, we’ll walk you through the answers to these questions to get you started.
What is your bank statement?
Bank statements are the financial statements of your bank.
You can view a bank statement in your browser or on a smartphone or tablet.
If you have a mobile phone, you can download an app called Bank Statement Finder.
If your bank has an online banking system, you’ll need to sign up to use their service.
You’ll also need to open an account at the bank.
Bank statement information is collected in a range of ways.
You might see it in a spreadsheet.
In that spreadsheet, you could see the balance, interest rate and currency amount.
You could also see how much you’re owed by the bank, how much your credit card bills are and how much interest you’re paying on your debt.
If the account is open, you won’t need to visit the bank and fill out any forms to get your money back.
However, if the account isn’t open and you need to pay back the money, you may need to contact the bank to make a claim.
Who can access your bank statements?
Bank records are stored on a range and can be accessed by people who need them, such as people you know, and people you’ve paid a deposit with.
For example, you might have a friend who’s in the same household.
They could access your banking records to find the balance you owe on your deposit account.
Alternatively, you and the person you’re making a payment with can use a mobile application called QuickCheck.
You will need to provide your bank details if you want to make the claim.
You may also need a contact person who is willing to help you make a payment, or you could request that someone who is in the household take the payment.
What do I do if I’m worried about my money?
If you’re concerned about your bank balance, you should contact your bank or contact your local credit union.
You should also call your bank to confirm that you have your account balance and contact the relevant financial institution.
If a credit union does not have a contact centre, you need help from the credit union to make an enquiry.
If there is no contact centre in your area, you or someone you know could contact the nearest credit union, or use the QuickCheck app.
You don’t need a bank account to make claims, although you may wish to consider having one in case your bank doesn’t have one available.
How do I apply for a claim?
If the amount you owe has been paid in full or you’ve made a claim, you will need your bank accounts balance, the total amount that you owe and a copy of your account statement to apply for your claim.
It’s up to you whether to pay the money and claim it, or send a cheque for it.
You won’t be able to get a refund if you don’t make a genuine claim.
The claim is processed through the relevant bank account details and the amount of the claim can be calculated using the bank’s balance.
You need to submit the cheque, which will be sent to the bank where you made the claim, with the cheques claim number, and a claim form that you fill out.
You then need to send the chequebook to the relevant payment institution.
The payment institution will then send you an email confirming the payment of your claim, which you should reply to within a few hours.
When will the checkext be delivered?
The chequebox will be delivered to the address provided in your account statements, or to a payment institution that accepts cheques, within a week.
If we can’t confirm your claim within 10 working days, it will be withdrawn.
What happens if I don’t pay my claim within the 10-day period?
The payment is withdrawn and you’ll have to contact your payment institution again.
When we do get a response from your payment service provider, we will contact you and ask you to submit your claim online, via the Quick Check app or by phone.
You have a 10-days grace period after the date you receive your chequecook before we can confirm the claim has been processed.
The 10-Day grace period applies to all payments, including cheques.
If it’s not possible to contact you within that period, your payment will be cancelled.
The money you’ve withdrawn from your account will also be refunded to you, unless you choose to pay in full.
Do I need to fill out the claim form again?
You must complete a claim forms online, or on your mobile phone or tablet using QuickCheck or a different online service. If